STR Lending: SBA, DSCR & Bridge Loans for Short-Term Rentals, Boutique Hotels & B&Bs

The go-to lender for Airbnb hosts, boutique hotel buyers, and hospitality investors.

Get Funded Fast – Buy, Renovate, or Refinance

Whether you're launching an Airbnb, restoring a boutique inn, or scaling a vacation rental portfolio—we help you secure the right loan:

  • SBA 7(a) Loans
  • DSCR Loans for Airbnb & VRBO Properties
  • Bridge Loans for Rehab & Expansion
  • Purchase, Refinance & Value-Add Funding

Hospitality-Focused Lending Programs

SBA Loans

  • Ideal for B&Bs, boutique motels, and owner-occupied hospitality assets
  • Finance real estate, FF&E, working capital, and renovations
  • As little as 10% down with up to 25-year terms

DSCR Loans (No Income Verification)

  • Based on rental income, not your tax returns

  • Fast closings with flexible underwriting
  • Great for Airbnb, VRBO, and short-term rental portfolios

Bridge Loans

  • Fast capital for acquisitions or property improvements
  • Ideal for value-add projects, turnarounds, or getting market-ready
  • Flexible terms with interest-only options

We Work With:

  • STR & Airbnb Hosts
  • Boutique Hotel Investors
  • B&B & Inn Operators
  • Hospitality Property Developers
  • First-Time Buyers & Experienced Owners

Why STR Lending?

  • SBA, DSCR & Bridge Loans Nationwide
  • Hospitality-Focused Underwriting
  • Speed, Flexibility, & Industry Know-How
  • Access to SBA-Preferred & Private Lenders
  • Personalized Support From Loan to Closing

Start Your Lending Journey Today

Don’t waste time with lenders who don’t understand your business model. We help you close faster and smarter—with the right financing for your hospitality vision.

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